Medicare plans. There's original government Medicare... and then there's the rest. I have heard from several sources that you need to be aware of one important factor if you leave original government Medicare. Once you get past the 6 month or 12 month trial period with the alternative company, any pre existing medical issue is NOT covered by other companies if you want to, or need to make a change. Apparently they don't tell you this information... and when you discover it... It's too late. You either can't switch because of pre exitsting conditions... or you already made the switch, unknowingly, and find out you have limited coverage because of pre existing conditions and any issue related to it is NOT covered. Basically if you leave original Medicare you will be locked in to that company for the rest of your life. And at their mercy for whatever changes they force upon you. I'm also told that most of the alternative companies have restrictions on doctors and services and who you can see.
Ever wonder why these companies are pushing so hard to get you to switch? Offering more services and benefits while saving you the $144 monthly copay. Because they know... once they have you... They've got you for life. More for less, seemingly too good to be true offers... There's an old saying about that.
Check it all out before you make any switch.
